1099wealth is a personal finance resource built for freelancers, gig workers, and self-employed professionals in the United States.
The name comes from Form 1099 — the tax form that defines how independent workers report income. If you earn a living outside a traditional W-2 job, this site is for you.
What we cover
- Freelancer taxes — quarterly estimated payments, deductions, self-employment tax, and filing without the panic
- Retirement for the self-employed — SEP IRA, Solo 401(k), and how to save when no employer does it for you
- Budgeting on irregular income — systems that work when every month pays differently
- Insurance and safety nets — health, disability, and liability coverage for people without an HR department
- Banking and business setup — accounts, LLCs, EINs, and the financial plumbing of a one-person business
How we work
Every article is written from primary sources. Tax figures, contribution limits, and deadlines are verified against official sources such as IRS.gov, the Social Security Administration, and Healthcare.gov — not copied from other blogs. Because tax numbers change every year, articles carry their coverage year in the title and are reviewed when new figures are published.
We write in plain English. No jargon without an explanation, no advice without a worked example.
Who’s behind 1099wealth
Jordan Reyes — founder and editor of 1099wealth. Jordan is an independent researcher covering taxes, retirement, and money management for US freelancers and gig workers. Every figure on this site is verified against primary sources such as IRS.gov and SSA.gov. Content here is education, not personalized financial advice.
Contact
Questions, corrections, or partnership inquiries: please use our Contact page.
Last updated: October 2026